Landscaper s companion

Enjoyed by thousands of gardeners, Landscaper's Companion is your reference guide to trees, shrubs, annuals, perennials, and all sorts of plants. Containing information on over 26,000 plants and 21,000 images, it makes an excellent resource for the casual gardener, landscaper, aspiring botanist, or anyone looking for a simple, easy to use plant guide.Landscaper's Companion is also available of for the iPhone and iPad. Those version are loved by thousands of people, and are highly rated:* "Top 200 Reference App" in USA - Feb 2011* "Top 10 Reference App" in Canada - April 2010* "What's Hot" app in the UK Store - April 2010* Featured on the UK app store front page - March 2010"Landscaper's Companion comes out ahead due to it's rich search features, custom offline content and nurturing instructions." - Brodie Beta, The Globe and Mail"Just wanted to let u know this app is great. I have been looking for something like this for a while." - Daren, Deerwood Landscapes"Gardeners who want a content-heavy app need to look no further than the Landscaper's Companion, which houses a large collection of data that spans 16 categories of plants" - Lauren Fairbanks, SheKnows.comThis app brings all you love about the iPhone and iPad versions and brings them to the Mac, taking advantage of the Mac user interface.Features:▪ 17 categories of plants▪ Over 26,000 plants▪ General information such as sun requirements, water usage, and mature height and width▪ Over 21,000 high quality images from around the web▪ Add your own plants, pictures and notes▪ Extensive Search Capabilities: search by Common or Scientific Name, Sun Exposure, USDA Zone, Water requirements, Color, Height, and Width, bloom time, and deer resistance.▪ Keep a list of your Favorite Plants▪ Keep Field Notes on plants or just general notes▪ Print Plant Information▪ Full Screen Support• MacBook Retina

Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations. As a landscape professional, you work on diverse projects that can involve lawn mowing, backyard remodeling and sometimes even irrigation installation. Throughout these endeavors, costly issues can pop up.Someone could snatch your mower and leaf blower from your storage shed, or an employee could be injured while moving heavy materials. Landscaper insurance—also known as lawn care business insurance—is essential for protecting your business from potentially expensive risks and liabilities.What Is Landscaper Insurance?Landscaper insurance is specialized small business insurance crafted for the distinct risks found in the landscaping industry. It offers various types of coverage to provide your landscaping business with financial protection against accidents, income losses, legal disputes and theft, loss or damage of crucial tools or machinery.Who Needs Landscaper Insurance?In the world of landscaping, proper coverage is vital for safeguarding your business against financial losses stemming from work-related accidents and other unexpected situations.Here are some examples of landscape business owners who would benefit from having landscaping insurance.ArboristsGeneral landscapersHardscape architects and landscapersLandscape architects and contractorsLandscape designersLandscape pesticide and herbicide applicatorsLawn care companiesLawn irrigation contractorTree trimmersWhat Does Landscaper Insurance Cover?A dependable lawn care business insurance policy will offer a range of coverage to protect your landscaping business from surprise costs. These may include legal claims and lawsuit expenses or the replacement of damaged tools and equipment. The key to finding the ideal insurance policy is to select coverage types that

Match the unique needs of your landscaping enterprise.A good starting point is a business owners policy (BOP), which bundles three crucial coverage types into a comprehensive business insurance package. A BOP typically includes:General liability insurance. A must-have for landscapers, this insurance protects your business against financial losses in case of injuries to third parties or damage to their property while on your business premises or due to your operations. If you’re working on a landscaping project and something goes wrong that harms your client’s property, general liability insurance covers the repair costs so you won’t have to worry.Commercial property insurance. Commercial property insurance compensates you if the physical assets of your landscaping business—including equipment, tools and machinery—are damaged by problems such as fire, theft, vandalism or certain natural disasters covered by your policy.Business interruption insurance. If a covered disaster or other unforeseen event temporarily suspends your landscaping business operations, business interruption insurance compensates you for lost income and ongoing expenses during the downtime.What’s Not Covered by Landscaper Insurance?Landscaper insurance typically comes with exclusions, meaning certain issues won’t be covered.Armed conflicts or warContagious illnessesDeliberate and deceptive actionsEarthquakes. You’ll need a commercial earthquake insurance policy.Flooding. You’ll need a separate flood insurance policy.Government seizure of property through eminent domainRadioactive contaminationUnlawful dismissal. You’re not protected from these claims unless your BOP includes employment practices liability insurance.Examples of Landscaper Insurance ClaimsHow Much Does Landscaper Insurance Cost?The median yearly landscaper insurance cost is $45 per month, or about $530 a year, for a policy with coverage

Of $1 million in general liability, according to Insureon, but your exact costs will depend on your situation and needs.Several factors influence the amount you’ll pay for landscaper insurance.Type of business. The type of landscaping business you own can affect your rates. For example, the median yearly insurance cost for a tree service company is $1,650, compared to just $507 for a landscape designer, according to Insureon.Coverage type and limits. The type of coverage you select and your policy limits play a significant role in what you pay for your policy. Selecting a plan with higher coverage amounts will usually lead to an increase in your insurance premiums.Number of employees and occupational risks. The number of employees you hire and the physically demanding nature of their jobs directly impact your workers compensation insurance costs.Claims history. A track record of workplace accidents often results in higher insurance premiums.Additional considerations. Insurance companies also look at other cost factors when setting your insurance premiums, such as the size of your business, its location, the property related to the business, employee driving records and payroll size.Landscaper Insurance Policy Costs ExampleHere are a few examples of coverage costs to give an idea of what you’ll pay for landscape insurance. The exact amount is determined by the type of plan you choose and the other factors that help determine pricing.How to Save on Landscaper InsuranceYou have several ways to cut your business insurance costs.Shop around. Business insurance policies vary in price among different insurers. You can