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Author: J | 2025-04-23

OptumRx Logo › New Jersey Court Disallows OptumRx PBM Contract. Downloading OptumRx logo in vector format (SVG) OptumRx Logo Redesigned OptumRx Member Portal Improves Patient Management. Download OptumRx logo in vector format (SVG)

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With OptumRx. For many older adults, prescription drug costs are often what burden their budget—and sometimes unexpectedly.”Read our full review of UnitedHealthcare Medicare Supplement plan offerings.Pros & ConsA+ rating from A.M. Best in 2024, proving financial sustainabilityOffers Part D (prescription drug) coverage specifically, with many popular drugs available for $0 copays at 9,000 Walgreens and Duane Reade stores nationwideOffers plans for beneficiaries in every stateCompetitively-priced benefits, such as discount dental, hearing and vision programs, which include discounts on eyeglasses and hearing aidsOffers an online program for supporting cognitive health, as well as a driver safety program via the AARP Smart Driver course.Strong brand loyalty, as 94% of members currently renew their plan year to year, according to the companyDifficult to find general information on website without submitting personal information firstCertain plans specifically come with higher out-of-pocket costs in exchange for lower premium ratesAARP membership required to purchase a planNot BBB-accredited (UnitedHealthcare and AARP)Why We Picked It AARP (Association of Retired Persons) isn’t an insurance company, but it partners with UnitedHealthcare—the largest insurer in the nation that covers over 51 million people in all 50 states, Washington, D.C. and most U.S. territories—to provide Medicare Supplement plans. Together, they provide Medicare Supplement plans enriched by AARP-specific perks and discounts to over 4 million U.S. adults. Best Plan VarietyMutual of OmahaCompany Better Business Bureau (BBB) rating Medigap Plans offered Offers 10 types of Medigap plans (F, F+, G, G+, N, A, B, C, D, M)Offers 10 types of Medigap plans (F, F+, G, To the plaintiff, we determine that the plaintiff is not entitled to relief under any reasonable reading of the complaint.” Guidotti v. Legal Helpers Debt Resol., L.L.C., 716 F.3d 764, 772 (3d Cir. 2013) (internal quotation marks omitted). Thus, for a motion to compel arbitration, “we look to the complaint and the documents on which it relies and will compel arbitration only if it is clear, when read in the light most favorable to the respondents, that the parties agreed to arbitrate.” Robert D. Mabe, Inc. v. OptumRX, 43 F.4th 307, 325 (3d Cir. 2022).6. See supra note 4.8. District courts in our circuit have already recognized this point. See, e.g., Matczak v. Compass Grp. USA, Inc., No. 1:21-CV-20415, 2022 WL 557880, at *3-4 (D.N.J. Feb. 24, 2022) (holding that because “there [was] no factual dispute that Plaintiff executed the Arbitration Agreement[,] ․ no further discovery on this question [was] required” and applying the Rule 56 standard); Triola v. Dolgencorp, LLC, No. CV 22-840, 2022 WL 16834579, at *5 (D.N.J. Nov. 9, 2022) (granting the motion to compel under the Rule 56 standard without discovery because the plaintiff “assented to the [a]greement” and “[t]here [was] no disputed issue of material fact related to the [a]greement's validity”).9. Young seems to concede this argument, at least in part. (See J.A. at 114 (“If Experian had [met its burden of demonstrating that her claims fell within the agreement], the arbitrator could then be asked to determine whether [the] requisite connection actually exists and is sufficient.”).)10. See also nDennis v. City of Philadelphia, 19 F.4th 279, 287 (3d Cir. 2021) (“To preserve an argument, a party must unequivocally put its position before the trial court[.]” (footnote and internal quotation marks omitted)). JORDAN, Circuit Judge.

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Claims on the existence of the agreement.” (J.A. at 7-8.) The Court therefore applied Guidotti and, hewing to the mandatory language of the opinion, held that “the motion to compel arbitration must be denied pending further development of the factual record.” (J.A. at 9 (quoting Guidotti, 716 F.3d at 774).) That was a misstep we caused.It was not wrong to apply Guidotti and hold that the Rule 56 standard applies here. But Guidotti's call for limited discovery into arbitrability is best understood as being itself limited. It should be read as encouraging factual discovery when such discovery is warranted, which will often be the case but not always. In the absence of a factual dispute, there is nothing to discover and thus no need to delay a decision on the motion to compel.8 In Guidotti, there was a genuine dispute of material fact as to whether a meeting of the minds occurred on the agreement to arbitrate. 716 F.3d at 767, 780. Because the record was insufficient for the district court to make that threshold determination before compelling arbitration, we remanded the case for further fact discovery. Id. at 779-81.Similarly, in Singh, 939 F.3d at 210, we affirmed Guidotti's directive that limited discovery take place when a factual dispute arises. Singh presented a threshold factual question of whether Uber drivers fell within the FAA's exemption from compelled arbitration for “workers engaged in foreign or interstate commerce.” Id. at 214 (quoting 9 U.S.C. § 1). “Since neither the ․ [c]omplaint nor incorporated documents suffice[d] for determining whether Singh belong[ed] to [the relevant] class of workers[,]” we “ultimately remand[ed] for the District Court to examine the issue, with instruction to permit limited discovery before entertaining further briefing.” Id. at 219. In both cases, factual disputes existed, necessitating additional discovery to resolve the question of arbitrability. Id.; Guidotti, 716 F.3d at 767, 780; see also Robert D. Mabe, Inc. v. OptumRX, 43 F.4th 307, 329-30 (3d Cir. 2022) (remanding to the district court “to allow the parties to conduct discovery limited to the issue of arbitrability” because plaintiffs “brought forth sufficient facts to place the agreement to arbitrate in issue” (internal quotation marks omitted)).The logic of those decisions flows from Rule 56 itself. It provides that, when a nonmovant needs more discovery before responding to a summary judgment motion, the nonmovant can seek that relief under subsection (d): “If a nonmovant shows ․ that ․ it cannot present facts essential to justify its opposition, the court may: ․ defer considering the motion or deny it ․ [or] allow time ․ to take discovery[.]” The provision for discovery in subsection (d) is thus tightly related to the requirement that the movant show “there is. OptumRx Logo › New Jersey Court Disallows OptumRx PBM Contract. Downloading OptumRx logo in vector format (SVG) OptumRx Logo Redesigned OptumRx Member Portal Improves Patient Management. Download OptumRx logo in vector format (SVG)

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